Tool · Tax
Marginal tax rate calculator (2026)
Federal income tax for tax year 2026, by bracket. See where every dollar lands.
Your situation
$
Wages + interest + dividends, before any deduction.
Your tax for 2026
- Federal tax
- $13,460
- Marginal rate
- 22%
- Effective rate
- 16.0%
Taxable income after the standard deduction: $84,300.
Per-bracket breakdown
| Bracket | Rate | Tax in bracket |
|---|---|---|
| $0 – $11,925 | 10% | $1,193 |
| $11,925 – $48,475 | 12% | $4,386 |
| $48,475 – $103,350 | 22% | $7,882 |
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These three handle simple-to-complex returns. FreeTaxUSA is free for federal regardless of income.
Estimates only. Does not account for credits (child tax credit, EITC, etc.), AMT, NIIT, FICA, or state tax.